

Kia Ora!
Bula! Namaste!
We help you protect your family today, while building a stronger financial future for tomorrow.
Proudly supporting families across New Zealand since 2010.
Kia Ora!
Bula! Namaste!
We help you protect your family today, while building a stronger financial future for tomorrow.
Proudly supporting families across New Zealand since 2010.





Our Three Pillars of Financial Advice
Our Three Pillars of Financial Advice
Everything you need to grow, protect, and manage your money.
Everything you need to grow, protect, and manage your money.
Run your numbers with our free-to-use calculator.
Run your numbers with our free-to-use calculator.
Loan repayment calculator


Why Families Across New Zealand Trust Us?
Why Families Across New Zealand Trust Us?
We’re more than financial advisors — we’re your partners in growth.
With years of experience and deep cultural understanding, we make every loan, investment, and insurance decision simpler, smarter, and more personal.
We’re more than financial advisors — we’re your partners in growth.
With years of experience and deep cultural understanding, we make every loan, investment, and insurance decision simpler, smarter, and more personal.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
Trusted Expertise
Our team has decades of experience in New Zealand’s financial industry. We know how to get you the best rates and simplify the process — no guesswork, no stress.
People Before Paperwork
We treat every client like family. Before we talk numbers, we listen to your story, your culture, and your goals — because trust comes first.
Culturally Connected
Proudly serving Indian, Fijian, and Kiwi communities across Aotearoa. We speak your language — English, Hindi, and Fijian — and understand your values.
1200+ Families Helped
Licensed NZ Advisors
Cultural Community Partners
10+ Years of Experience
1200+ Families Helped
Licensed NZ Advisors
Cultural Community Partners
10+ Years of Experience
1200+ Families Helped
Licensed NZ Advisors
Cultural Community Partners
10+ Years of Experience
Meet Piyush Kumar
Meet Piyush Kumar
Founder & CEO
From home loans and insurance to investments and long-term wealth planning Piyush leads with clarity, integrity, and a genuine commitment to your financial future.

More Lenders. More Choice. Better Outcomes.
More Lenders. More Choice. Better Outcomes.
By partnering with New Zealand’s major banks and specialist lenders, we’re able to compare options and tailor solutions — without being tied to a single institution.
By partnering with New Zealand’s major banks and specialist lenders, we’re able to compare options and tailor solutions — without being tied to a single institution.































What Our Loving Clients Say
Renaa D'souza
First-Time Homeowners
Piyush and his team are vey helpful and detailed oriented. They have helped me secure a loan which was hassle free. Piyush has been patience and always there to help me with other vendors. I would say Piyush is very knowledgeable and supportive is all aspects . Will definitely recommend him and his team to anyone who needs his expertise advise on finance. Happy working with you Piyush. All the Best.

Isaac Lagi
First-Time Homeowners
Highly recommend Piyush from Better Loans. He made the process so easy and stress free and got amazing results. Instant replies and always ready to help. Thats exactly what you want when applying for a home loan. As a first home buyer I was very nervous and he was so reassuring and explained each step thoroughly. Bank approval within 2 days and I could not be more pleased with his work. Thank you from the bottom of my heart to the whole team at Better Loans. Your hard work and dedication to your clients is so appreciated.

Roneel Raj
Homeowner
It was so easy to deal with Pyush. Everything was organized and done on timely manner. Appreciate their proactiveness in getting loan approved.

Sunny
First-Time Homeowners
Highly Recommended!!! 5/5 rating for their efforts and speedy result. Piyush and his team members are very professional and helpful and they give prompt replies whenever you have any question regarding your application. Also they give you in depth knowledge about the market and have very friendly nature. You can ask them any question without hesitation; From the start of your loan application till you get the house, they are always with you. Me and my wife was eagerly waiting for our loan application to get unconditional and the efficient team made it happen in just 3 working days. They work hard day and night for their clients to give them the best possible service. We highly recommend this vibrant team especially to all the first home buyers, just like us, who are willing to climb this complex property ladder. They really make your work simple!!!

Khartik Patel
Investor
I recently used better loans group to seek loan approval for a new investment. The process started smoothly and then we had some high and lows . At the end piyush and his team got us the approval and ensured we had better loan rates from the bank. Will recommend their service to all.

Eshani Kakkar
First-Time Homeowners
Piyush and his team has been really amazing from the start of my first home journey! They have helped me throughout the whole process and made it look very easy. Highly recommend them! I am officially in my first home now. Thank you very much guys for all your patience and support!

Tara Pakseresht
Homeowner
I had an excellent experience with this team! Communication was incredibly easy, and they were always responsive to any questions we had. The entire process went smoothly, and I never encountered any issues. I'm so pleased with the quick, efficient service they provided. Highly recommend!

Gayathree Natarajan
Homeowner
Piyush and his team are completely trust worthy, we only had positive experience throughout while working with this team. Thanks from the bottom of our heart.

Farukh Mirza
Homeowner
Excellent service and prompt communication. Helped us get an unbeatable deal on our first home, when other brokers failed. Highly recommend.

Kedar Varpe
Homeowner
We had the best experience with Better loans, specially Piyush bhai was really awesome with suggestions and support throughout the loan term. It is highly recommended to go with Better loans !!!!!

Kush Chals
Homeowner
Mr. Piyush provided exceptional service; I highly recommend his expertise.
Renaa D'souza
First-Time Homeowners
Piyush and his team are vey helpful and detailed oriented. They have helped me secure a loan which was hassle free. Piyush has been patience and always there to help me with other vendors. I would say Piyush is very knowledgeable and supportive is all aspects . Will definitely recommend him and his team to anyone who needs his expertise advise on finance. Happy working with you Piyush. All the Best.

Isaac Lagi
First-Time Homeowners
Highly recommend Piyush from Better Loans. He made the process so easy and stress free and got amazing results. Instant replies and always ready to help. Thats exactly what you want when applying for a home loan. As a first home buyer I was very nervous and he was so reassuring and explained each step thoroughly. Bank approval within 2 days and I could not be more pleased with his work. Thank you from the bottom of my heart to the whole team at Better Loans. Your hard work and dedication to your clients is so appreciated.

Roneel Raj
Homeowner
It was so easy to deal with Pyush. Everything was organized and done on timely manner. Appreciate their proactiveness in getting loan approved.

Sunny
First-Time Homeowners
Highly Recommended!!! 5/5 rating for their efforts and speedy result. Piyush and his team members are very professional and helpful and they give prompt replies whenever you have any question regarding your application. Also they give you in depth knowledge about the market and have very friendly nature. You can ask them any question without hesitation; From the start of your loan application till you get the house, they are always with you. Me and my wife was eagerly waiting for our loan application to get unconditional and the efficient team made it happen in just 3 working days. They work hard day and night for their clients to give them the best possible service. We highly recommend this vibrant team especially to all the first home buyers, just like us, who are willing to climb this complex property ladder. They really make your work simple!!!
$500M+
Loans Approved
96%
Client satisfaction rate.
15+
Years of experience
Market Insights & Community Growth.
Personal Loans
First Home Loans
Purchase Different Home
Pay Off Your Home Loans Faster
Refinance Home Loans
Low Deposit Loans
Construction Home Loans
Refix & Restructure Loans
Personal Insurance
Life Insurance
Health Insurance
Income Protection Insurance
Mortgage Protection Insurance
Critical Illness Insurance
Permanent Disability Insurance
Personal Investment
KiwiSaver Investment
Retirement Planning
Investing Wisely
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